Fixed Income Solutions for RIAs
Backed by decades of institutional fixed income experience, our team delivers the tools to enhance your fixed income offering, while also allowing you to focus more on clients. Our process is driven by fundamental research which informs our views on the economy, its sectors and underlying companies.
Incorporating fundamental views and typical client needs, we build model bond portfolios that feature income, stability or protection and can be further customized to client financial planning goals, cash flow needs and risk preferences. We work with you to serve your clients’ fixed income needs and your bond trading needs.
We think RIAs deserve more.
Many RIAs have adopted a passive investing mindset, likely driven by studies on equity ETFs and internal firm/time constraints. Our analysis has shown that bond ETFs are not as effective as equity ETFs, due in part to the size and structure of the bond market. For instance, many S&P 500 companies are also rated investment grade so may have one equity ticker while often having as many as 30-40 additional bond CUSIPs. This complexity as well as the dynamic nature of the bond market with new issuance and redemptions creates structural inefficiencies that we think active bond management can take advantage of.
By assets, equity ETFs dwarf bond ETFs by a large margin. Within bond ETFs, the largest bond ETF funds track the Aggregate index, which includes a meaningful amount of Treasuries, Agencies, Mortgages and other debt in addition to investment grade corporate bonds. With decades experience analyzing and trading corporate bonds for global asset managers and hedge funds, we are excited to bring this edge in fixed income to independent RIAs.
Our Process
We work with you to help ensure your success. We have a modular system, where you can use what you need as you need it.
Step 1: Discovery Call
Step 2: Intake and Alignment
Step 3: Model Bond Portfolios
Step 4: Issuer/Bond Tear sheets
Step 5: Client Reviews
Step 6: Trading Support
Step 7: Ongoing Monitoring
You manage the relationship. We manage the credit.
We work behind the scenes with you as your fractional bond desk, as you manage your client relationship.
Our outsourced fixed income solutions are designed to save you time and save you money as you better align your fixed income offerings to your clients’ financial planning goals.
Meet the Founder
Robert Arnold, CFA | Head of Fixed Income and Alternative Assets
RIA Credit Partners is a fixed income boutique, created by an institutional fixed income portfolio manager with over twenty years experience in New York, London and other financial hubs.
This journey of twenty plus years included building countless financial models, reviewing bond indentures, meeting issuer management teams, building trading relationships with debt-focused investment banks and managing fixed income portfolios for clients that exceeded a billion USD at multiple fixed income oriented asset management firms. We are excited to bring these skills to RIAs and their clients.