Build Income. Reduce Risk. Protect Clients.
Custom bond portfolio management and trading for RIAs.
The Right Tool at the Right Time
When we think Bond ETFs Make Sense
Bond ETFs remain useful for:
Tactical or short-term allocations
Quick access to broad market exposure
Rebalancing, overlays, or cash management
Why we think Bonds May Be Better for Core Allocations
Defined Maturity Dates
Know exactly when principal is returned — no surprises.Reliable Cash Flow
Predictable coupon payments help support client income needs.Custom Credit Exposure
Choose sectors, credit quality, and duration — not just what’s in an index.Tax Planning Advantages
Loss harvesting, laddering, and precise control over gain/loss timing.Lower Structural Cost
No ongoing ETF fees — you know what you’re paying and what you own.
Better Fixed Income. Stronger Client Relationships.
Stand Out — and Gather More AUM
For many clients, 30–50% of their portfolio is allocated to fixed income — yet most firms rely on off-the-shelf ETFs. We help RIAs stand out with custom bond portfolios designed to deliver:
Steady income to support lifestyle goals
Reduced portfolio volatility for more confident investing
Built-in downside protection in periods of market stress
Liquidity when it matters most
Upside potential when interest rates decline
That level of fixed income expertise can separate you from peers — and become a reason clients bring more of their assets under your care.
More Than Income. Bonds can also Protect.
Yes, bonds generate steady cash flow — but their role is bigger than that. Thoughtfully constructed bond portfolios can also:
Reduce portfolio volatility
Lower correlation to equities in stress periods
Provide liquidity when other assets lock up
Offer upside when rates fall
That’s risk management your clients can understand — and feel.
We help you deliver it with clarity and confidence.
We build and manage custom bond portfolios for RIAs.
RIA Credit Partners is led by a fixed income specialist with decades of extensive experience managing institutional fixed income portfolios that exceeded a billion USD. Learn more
Your partner in credit.
Tailored solutions in fixed income for your clients, which includes portfolio construction, credit research, outsourced trading, and ongoing monitoring and individual client portfolio reviews with advisors
We are also a RIA so understand the demands on your time to serve clients as well as your deep commitment to the well being of your clients.
“Do what you can with what you have wherever you are.”
— Theodore Roosevelt
